Zepbound (tirzepatide)

Do You Qualify?

# Zepbound Savings Card: A Patient Guide from RX Advantages

Who Qualifies for the Zepbound Savings Card?

If you have commercial (private) insurance and a valid prescription for Zepbound, you may qualify for savings through the Zepbound Savings Card, offered directly by Eli Lilly. This program is designed to lower your out-of-pocket costs at the pharmacy — not provide free medication — but the savings can be significant depending on your plan. Income thresholds for this savings card are not publicly listed with fixed dollar amounts, so you will need to contact the program directly at (800) 545-5979 to confirm eligibility based on your household size. The most important requirement to understand upfront: you must have commercial insurance to participate. Patients covered by government-funded programs such as Medicare, Medicaid, or TRICARE are not eligible for this card.

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About Zepbound (tirzepatide)

Zepbound (tirzepatide) is a prescription injectable medication made by Eli Lilly. It is FDA-approved for chronic weight management in adults who have a body mass index (BMI) of 30 or higher, or a BMI of 27 or higher combined with at least one weight-related health condition such as high blood pressure, type 2 diabetes, or high cholesterol. Tirzepatide belongs to a class of drugs called GLP-1 and GIP receptor agonists, which work by targeting hormone receptors involved in appetite and blood sugar regulation. Without assistance, Zepbound carries a high list price — often over $1,000 per month — making cost a major barrier for many patients who are prescribed this medication.

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Income Eligibility: Full Breakdown

Unlike some other patient assistance programs, the Zepbound Savings Card does not publish a specific income table with set dollar thresholds for each household size. This means there is no fixed cutoff — such as 400% of the federal poverty level — listed publicly for this program. Because income requirements can vary and may be subject to change, you should contact Eli Lilly directly at (800) 545-5979 to ask what documentation is required and whether your household income falls within eligible ranges.

If you are asked to verify income, most programs of this type accept one of two forms of proof: your most recent federal tax return (typically from the prior year) or three consecutive months of pay stubs. If your income falls above the program's eligibility range, you may not qualify for the savings card, but other options — including state pharmaceutical assistance programs or other manufacturer resources — may still be available to you.

Household size does matter. A family of four with the same total income as a single person is often treated more favorably in these calculations, so be prepared to provide your full household information when you call or apply.

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Insurance Requirements Explained

Understanding your insurance situation before applying will save you time. Here is how different coverage types affect your eligibility:

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Step-by-Step: How to Apply

Follow these steps to apply for the Zepbound Savings Card:

1. Confirm your eligibility. Make sure you have active commercial insurance coverage and a valid Zepbound prescription from a licensed healthcare provider.

2. Gather your documents. You will need your commercial insurance card and your Zepbound prescription. Have these ready in either physical or digital form before you begin.

3. Visit the official program page. Go to https://zepbound.lilly.com/savings-resources to access the savings card enrollment portal.

4. Complete the online application. Fill in your personal information, insurance details, and prescription information as prompted. The application is completed entirely online.

5. Submit your application. Once submitted, processing is typically immediate. You should receive confirmation of your savings card enrollment right away.

6. Save or print your card. After enrollment, you will receive a digital savings card. Bring this card — or have it accessible on your phone — when you pick up your prescription at the pharmacy.

7. If you prefer phone enrollment: Call (800) 545-5979 to apply with a program representative who can walk you through the process.

8. Contact your pharmacy. Confirm that your pharmacy accepts the Zepbound Savings Card before your first fill.

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What to Expect: Timeline and Delivery

Because this is a savings card program rather than a direct shipment program, there is no waiting period for approval — enrollment is typically immediate upon completing the online application. Once you have your savings card, you can use it at your participating pharmacy to reduce your out-of-pocket costs. Zepbound is dispensed at the pharmacy or through a specialty pharmacy and shipped directly to you or your prescriber depending on your pharmacy's process. You will need to present your savings card at each fill. Reauthorization is required annually, meaning you will need to re-enroll or confirm continued eligibility once per year to keep your savings active.

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Alternatives If You Don't Qualify

If the Zepbound Savings Card is not an option for you, consider these alternatives:

Biosimilars: There are currently no FDA-approved biosimilar versions of tirzepatide available in the United States, so switching to a biosimilar is not yet an option.

Manufacturer savings card: If you have commercial insurance, the savings card described in this guide is the primary manufacturer-sponsored option. If you are uninsured, ask Eli Lilly about self-pay pricing by calling (800) 545-5979.

State Pharmaceutical Assistance Programs (SPAPs): Many states run their own programs to help residents pay for prescription medications. Eligibility rules and benefits vary by state. Search for your state's program through your state health department website.

NeedyMeds.org: This free, nonprofit database lists hundreds of assistance programs by drug name or condition. Visit www.needymeds.org to search for additional Zepbound-related assistance programs that may fit your situation.

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*This guide is for informational purposes only and does not constitute medical or legal advice. Eligibility determinations are made solely by Eli Lilly. Program terms may change — verify current requirements at [https://www.zepbound.lilly.com/savings-and-resources](https://www.zepbound.lilly.com/savings-and-resources) before applying.*

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